insurance
/ɪnˈʃʊərəns/noun
उच्चारण इन्शुअरन्स
बीमा
Basic word
- 1
[U, sing.]
an arrangement with a company in which you pay them regular amounts of money and they agree to pay the costs if, for example, you die or are ill, or if you lose or damage something; the business of providing insurance; something you do to protect yourself against something bad happening in the future
बीमा
- life insurance
- health insurance
- Do you have insurance for your new car?
+ 2 more examples
- The insurance covers hospital bills up to a limit.
- He pays his insurance premium every April.
Synonyms cover protection assurance indemnity security
§Structures (grammar patterns) 4
insurance (uncountable)
Insurance is normally uncountable: it takes no plural s and no article in general use; use a policy or a plan to count it.
Insurance सामान्यतः uncountable है: सामान्य प्रयोग में इसमें plural 's' या article नहीं लगता; गिनने के लिए policy या plan का प्रयोग करें।
- Insurance is compulsory for every vehicle.
- She bought an insurance policy last year.
insurance + on / for / against
Use on for the thing insured, for the person or period, and against for the risk.
बीमा की गई वस्तु के लिए 'on', व्यक्ति या अवधि के लिए 'for' और जोखिम के लिए 'against' का प्रयोग होता है।
- He took insurance on his new car.
- The policy gives insurance against theft.
take out / have / claim insurance
Take out is the verb for buying a policy; claim is for asking the insurer to pay.
पॉलिसी खरीदने के लिए 'take out' और बीमा कंपनी से भुगतान माँगने के लिए 'claim' क्रिया है।
- Radhika took out health insurance for her parents.
insurance + company / cover / premium
As a modifier it joins nouns that describe the business and its payments.
Modifier के रूप में यह उन nouns से जुड़ता है जो इस व्यवसाय और उसके भुगतान का वर्णन करते हैं।
- The insurance premium rises every year.
+Collocations 4
type + insurance
lifehealthmotortravelcrop
- Crop insurance protects farmers from losses.
verb + insurance
take outbuyrenewcancelclaim
- Remember to renew your vehicle insurance before it expires.
insurance + noun
policypremiumclaimagentcompany
- The insurance agent explained each clause patiently.
adjective + insurance
comprehensivecompulsoryadequateprivatemedical
- Comprehensive insurance covers repairs after an accident.
“More examples 5
- Radhika's father pays his life insurance premium every January.
राधिका के पिता हर जनवरी में अपनी जीवन बीमा की किस्त भरते हैं।
- The hospital refused cashless treatment because the insurance had lapsed.
बीमा समाप्त हो जाने के कारण अस्पताल ने cashless इलाज से मना कर दिया।
- Many banking exam questions are based on insurance and its terms.
बैंकिंग परीक्षा के कई प्रश्न बीमा और उसकी शब्दावली पर आधारित होते हैं।
- He made an insurance claim after the flood damaged his shop.
बाढ़ से दुकान को नुकसान होने पर उसने बीमा का दावा दायर किया।
- Insurance is a way of sharing risk among many people.
बीमा बहुत से लोगों के बीच जोखिम बाँटने का एक तरीक़ा है।
!Common mistakes 2
✗ He has taken an insurance of his house.
✓ He has taken out insurance on his house.
Use take out insurance (no article), with on for the thing insured.
'Take out insurance' (बिना article) लिखें, और बीमा की गई वस्तु के लिए 'on' का प्रयोग करें।
✗ I have three insurances for my family.
✓ I have three insurance policies for my family.
Insurance is uncountable; count the policies, not the insurance.
'Insurance' uncountable है; गिनती policies की होती है, insurance की नहीं।
◇Word family
≈Synonyms and antonyms
Synonyms
?Which word?
Keep apart, asked very often: insure (protect against loss by paying an insurance company: 'insure your car'), ensure (make sure: 'Ensure that you reach on time') and assure (tell somebody confidently to remove doubt: 'I assure you it is safe').
इन्हें अलग रखिए, यह बहुत पूछा जाता है: insure (बीमा कंपनी को भुगतान करके हानि से सुरक्षा करना, बीमा कराना: 'insure your car'), ensure (सुनिश्चित करना: 'Ensure that you reach on time') और assure (संदेह दूर करने के लिए विश्वास से कहना, आश्वस्त करना: 'I assure you it is safe')।
“Collocations, idioms and sayings
Insurance policy, premium (the regular payment), claim (a request for payment), life insurance, health insurance, as an insurance against (as protection against).
Collocations: insurance policy (बीमा पॉलिसी), premium (नियमित भुगतान, प्रीमियम), claim (भुगतान का दावा), life insurance, health insurance, as an insurance against (के विरुद्ध सुरक्षा के रूप में)।
✓In the exam
General knowledge
LIC (Life Insurance Corporation of India, 1956) is the largest life insurer; IRDAI regulates insurance in India; PM Jeevan Jyoti Bima Yojana and PM Suraksha Bima Yojana (2015) give low-cost insurance.
LIC (भारतीय जीवन बीमा निगम, 1956) सबसे बड़ा जीवन बीमाकर्ता है; IRDAI भारत में बीमा का नियमन करता है; PM जीवन ज्योति बीमा योजना और PM सुरक्षा बीमा योजना (2015) कम लागत का बीमा देती हैं।