debt
/det/noun
उच्चारण डेट
क़र्ज़, ऋण; एहसान
Core word
- 1
[C, U]
a sum of money that somebody owes; the situation of owing money; the fact that you should feel grateful to somebody
क़र्ज़, ऋण; एहसान
- in debt
- a debt of gratitude
- The farmer is struggling to repay his debt to the bank.
+ 3 more examples
- The company has debts of nearly two crore rupees.
- I owe you a debt for all the help you gave me.
- Many young people take on heavy debt to pay for their studies.
Synonyms loan liability dues arrears obligation
§Structures (grammar patterns) 4
in debt / out of debt
Use in debt to say that you owe money and out of debt when you have repaid it; no article is used.
ऋणग्रस्त होने के लिए 'in debt' और ऋणमुक्त होने के लिए 'out of debt' आता है; article नहीं लगता।
- Many farmers are in debt after the failed crop.
- She finally got out of debt.
debt to + creditor / debt of + amount
Use to for the person who is owed and of for the amount.
जिसे पैसा देना है उसके लिए 'to' और राशि के लिए 'of' आता है।
- He has a debt to the bank.
- They carry a debt of ten lakh rupees.
a debt of gratitude
In a figurative sense, a debt of gratitude means a duty to be thankful for help received.
लाक्षणिक रूप से 'a debt of gratitude' का अर्थ है मिली सहायता के लिए आभारी रहने का कर्तव्य।
- I owe my teachers a debt of gratitude.
- The nation owes a great debt to its soldiers.
countable and uncountable use
A debt is a countable sum owed; debt in general is uncountable.
'A debt' देय राशि के लिए गणनीय है; सामान्य ऋण-स्थिति के लिए 'debt' अगणनीय है।
- He paid off three debts last year.
- Debt can ruin a family.
+Collocations 4
verb + debt
pay offrepayrun upclearwrite off
- The government decided to write off the farmers' debt.
adjective + debt
heavybadnationaloutstandingmounting
- The country's national debt has risen sharply.
in / out + debt
in debtout of debtdeep in debtfree of debtget into debt
- The family got deep into debt to pay for the wedding.
debt + noun
burdentrapcollectorreliefcrisis
- The debt burden forced him to sell his land.
“More examples 5
- Radhika's father worked extra hours to clear his debts.
राधिका के पिता ने अपना क़र्ज़ चुकाने के लिए अतिरिक्त घंटे काम किया।
- The loan app pushed many students into a debt trap.
लोन ऐप ने कई विद्यार्थियों को क़र्ज़ के जाल में धकेल दिया।
- I shall always be in your debt for this kindness.
इस दया के लिए मैं सदा आपका ऋणी रहूँगा।
- The country's debt to foreign banks has doubled.
विदेशी बैंकों के प्रति देश का क़र्ज़ दोगुना हो गया है।
- A person should avoid debt for things they do not need.
व्यक्ति को ऐसी चीज़ों के लिए क़र्ज़ लेने से बचना चाहिए जिनकी उसे ज़रूरत नहीं।
!Common mistakes 2
✗ He is under debt of the moneylender.
✓ He is in debt to the moneylender.
The fixed phrase is in debt, followed by to.
स्थिर वाक्यांश 'in debt' है, जिसके बाद 'to' आता है।
✗ She has taken a debt from the bank.
✓ She has taken a loan from the bank.
You take a loan; you owe or are in debt. The look-alike nouns are not interchangeable.
आप 'loan' लेते हैं; 'debt' आपके ऊपर होता है। ये समान दिखने वाली संज्ञाएँ आपस में नहीं बदलतीं।
≠Thesaurus: which synonym when
Debt, loan and liability all involve money owed, but they look at it from different sides.
Debt, loan और liability तीनों में देय धन का भाव है, पर तीनों इसे अलग पक्षों से देखते हैं।
The money you owe, or the state of owing it.
वह धन जो आपको देना है, या उसे देने की स्थिति।
- He cleared his debt in two years.
The money that is lent, usually with interest and a fixed term.
उधार दिया गया धन, प्रायः ब्याज और निश्चित अवधि के साथ।
- She took a loan to buy a scooter.
A financial duty in accounting that must be paid in the future.
लेखा में ऐसा आर्थिक दायित्व जो भविष्य में चुकाना होता है।
- The firm's liabilities exceed its assets.
◇Word family
§Grammar and usage
Debt /det/, with a silent b (like doubt).
Pronunciation अक्सर पूछा जाता है: debt /det/, silent b के साथ (doubt की तरह)।
“Collocations, idioms and sayings
In debt (owing money), debt of gratitude (feeling grateful).
Idioms: in debt (क़र्ज़ में), debt of gratitude (एहसान, कृतज्ञता)।
✓In the exam
One-word substitution
A person who owes money is a debtor; a person who lends is a creditor.
क़र्ज़दार debtor; उधार देने वाला creditor (लेनदार)।