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borrower

/ˈbɒrəʊə(r)/noun

उच्चारण बॉरोअर

कर्ज़ लेने वाला, उधारकर्ता

Core word

noun
  1. 1

    [C]

    a person or an organization that borrows money, especially from a bank

    कर्ज़ लेने वाला, उधारकर्ता

    • Borrowers will have to pay higher EMIs after the rise in interest rates.
    • Radhika was a careful borrower who never missed a payment.
    • The bank checks the borrower's income before approving a loan.
    + 2 more examples
    • Small borrowers often find it hard to get credit.
    • A good borrower repays the loan on time.

    Synonyms debtor

    Opposite lender creditor

  2. 2

    [C]

    a person who borrows a book from a library

    (पुस्तकालय से) किताब लेने वाला

    • Borrowers must return books within fourteen days.
    • The librarian reminded each borrower of the due date.
    • The library fines borrowers who return books late.
    + 2 more examples
    • Every borrower needs a membership card.
    • The most popular titles have a long waiting list of borrowers.
§Structures (grammar patterns) 4

borrower of sth

Use 'of' to name what is borrowed, such as money or a book.

जो उधार लिया गया हो, जैसे पैसा या किताब, उसका नाम बताने के लिए 'of' आता है।

  • He is a regular borrower of library books.

borrower from sb/sth

Use 'from' for the lender: a borrower from a bank.

देने वाले के लिए 'from' आता है: a borrower from a bank।

  • Small borrowers from cooperative banks often get lower rates.

borrower vs lender

A borrower receives and must repay; a lender gives. Both are countable nouns formed with -er.

Borrower लेता है और चुकाना होता है; lender देता है। दोनों countable noun हैं।

  • The bank checks the borrower's income before approving a loan.

borrower's + noun

Possessive forms appear in finance: borrower's rights, borrower's credit score.

वित्त में possessive रूप आते हैं: borrower's rights, borrower's credit score।

  • The borrower's credit score was low.
+Collocations 4

adjective + borrower

first-timehigh-riskregularindividualdefaulting

  • The bank rejected the high-risk borrower.

verb + borrower

lend topaydefaultapproveprotect

  • The new rule protects borrowers from hidden charges.

borrower + noun

cardrightsprofiledefaultnumber

  • She showed her library borrower card at the desk.

type of borrower

small borrowercorporate borrowerstudent borrowerhome loan borrower

  • Student borrowers can repay after they find a job.
“More examples 5
  • The cooperative bank gives small loans to women borrowers.

सहकारी बैंक महिला ऋणकर्ताओं को छोटे ऋण देता है।

  • A borrower must read the loan terms carefully before signing.

उधार लेने वाले को हस्ताक्षर करने से पहले ऋण की शर्तें ध्यान से पढ़नी चाहिए।

  • Radhika is the most careful borrower in the school library.

राधिका स्कूल पुस्तकालय की सबसे सावधान पाठक-उधारकर्ता है।

  • RBI has asked banks to treat all borrowers fairly.

RBI ने बैंकों से सभी उधार लेने वालों के साथ निष्पक्ष व्यवहार करने को कहा है।

  • Shakespeare said, 'Neither a borrower nor a lender be.'

शेक्सपियर ने कहा था, 'न उधार लो, न उधार दो।'

!Common mistakes 2

✗ The borrower has to return back the money.

✓ The borrower has to return the money.

'Return' already means give back, so 'back' is redundant.

'Return' का अर्थ ही वापस करना है, इसलिए 'back' अनावश्यक है।

✗ He is a borrower to the bank.

✓ He is a borrower from the bank.

The lender is introduced with 'from'.

देने वाले को 'from' से बताया जाता है।

≠Thesaurus: which synonym when

These words name people in a loan, but each has a different role.

ये शब्द ऋण में शामिल लोगों को बताते हैं, पर प्रत्येक की भूमिका अलग है।

borrower

The person who takes money or an item and must return it.

वह व्यक्ति जो धन या वस्तु लेता है और उसे लौटाना होता है।

  • The borrower repaid the loan on time.

lender

The person or bank that gives the loan.

ऋण देने वाला व्यक्ति या बैंक।

  • The lender charged ten per cent interest.

debtor

A person who owes money, especially one who has not yet paid.

वह व्यक्ति जिस पर पैसा बकाया है, विशेषकर जिसने अभी चुकाया नहीं।

  • The debtor asked for more time.
◇Word family
borrow verb
≈Synonyms and antonyms

Synonyms

debtor

Antonyms

lender creditor

✓In the exam

General knowledge

The line 'Neither a borrower nor a lender be' is advice given by Polonius to his son in Shakespeare's play Hamlet.

'Neither a borrower nor a lender be' पंक्ति Shakespeare के नाटक Hamlet में Polonius द्वारा अपने बेटे को दी गई सलाह है।